07828 ZIP Code — Budd Lake, NJ
Morris County, New Jersey
ZIP code 07828 is located in Budd Lake, New Jersey, within Morris County. It covers approximately 14.17 square miles and serves a population of 14,083 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 973/862.
About ZIP code 07828
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $386,000. Owner-occupancy sits near the national average at 54%.
The gap between median ($90,120) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.
Educational attainment is near the national average, with 43% of residents holding a bachelor's degree or higher.
14,083
population
14.17
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
07828 ZIP code map
Cities in ZIP code 07828
Below are the cities the US Postal Service accepts for ZIP code 07828. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Budd Lake | Acceptable |
| Budd Lake | Preferred |
Nearby ZIP codes
07857 Netcong (3.3 mi)
07836 Flanders (3.4 mi)
07840 Hackettstown (3.6 mi)
07874 Stanhope (3.9 mi)
07852 Ledgewood (4.9 mi)
07850 Landing (5.1 mi)
07876 Succasunna (5.6 mi)
07821 Andover (5.7 mi)
07843 Hopatcong (6.4 mi)
07856 Mount Arlington (6.7 mi)
07847 Kenvil (7 mi)
07853 Long Valley (7.1 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 14,083 |
| Population density | 994 / sq mi |
| State FIPS | 34 |
| County FIPS | 027 |
| Geography | |
|---|---|
| Land area | 14.17 sq mi |
| Water area | 1.48 sq mi |
| Latitude | 40.8789 |
| Longitude | -74.7562 |
| Timezone | Eastern (ET) |
| Area code | 973/862 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 26.0% | 19.3% | 30.2% |
| $50k – $100k | 36.7% | 23.7% | 26.7% |
| $100k – $200k | 24.4% | 32.6% | 28.3% |
| Over $200k | 12.9% | 24.4% | 14.8% |
Demographics & statistics
14,083
Population
994
People per sq mi
38.0
Median age
$90,120
Median household income
$50,017
Per capita income
$386,000
Median home value
$1,443
Median monthly rent
53.5%
Home ownership
6.1%
Poverty rate
4.0%
Unemployment
3,252
Housing units
42.6%
Bachelor's or higher
Age distribution
Male
Female
545
Under 5
510
479
5–9
448
299
10–14
279
382
15–19
357
329
20–24
308
1,213
25–34
1,134
1,227
35–44
1,147
854
45–54
798
561
55–59
525
553
60–64
518
570
65–74
534
181
75–84
169
84
85+
79
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 3,022 | 21.5% |
| 18 and over | 11,061 | 78.5% |
| 65 and over | 1,617 | 11.5% |
| Median age | 38.0 years | |
Race & ethnicity
White
64.5%
Hispanic or Latino
9.6%
Black or African American
9.1%
Two or more races
6.3%
Asian
5.8%
Other race
4.5%
American Indian / Alaska Native
0.2%
| Group | Count | % |
|---|---|---|
| White | 10,041 | 64.5% |
| Hispanic or Latino | 1,492 | 9.6% |
| Black or African American | 1,420 | 9.1% |
| Two or more races | 979 | 6.3% |
| Asian | 911 | 5.8% |
| Other race | 705 | 4.5% |
| American Indian / Alaska Native | 27 | 0.2% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 26.0% | 19.3% | 30.2% |
| $50k – $100k | 36.7% | 23.7% | 26.7% |
| $100k – $200k | 24.4% | 32.6% | 28.3% |
| Over $200k | 12.9% | 24.4% | 14.8% |
Under $10k
1.2%
$10k–$15k
1.5%
$15k–$25k
2.6%
$25k–$35k
3.1%
$35k–$50k
11.4%
$50k–$75k
19.6%
$75k–$100k
17.0%
$100k–$150k
18.0%
$150k–$200k
11.2%
$200k+
14.4%
| Range | % of households |
|---|---|
| Under $10k | 1.2% |
| $10k–$15k | 1.5% |
| $15k–$25k | 2.6% |
| $25k–$35k | 3.1% |
| $35k–$50k | 11.4% |
| $50k–$75k | 19.6% |
| $75k–$100k | 17.0% |
| $100k–$150k | 18.0% |
| $150k–$200k | 11.2% |
| $200k+ | 14.4% |
| Median income | $90,120 |
Housing
Home values
Under $50k
0.8%
$100k–$150k
1.3%
$150k–$200k
4.2%
$200k–$300k
21.0%
$300k–$500k
53.1%
$500k–$1M
18.9%
$1M+
0.8%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $386,000 |
| Median rent / month | $1,443 |
| Owner occupied | 53.5% |
| Renter occupied | 46.5% |
| Vacant | 3.4% |
| Single-family detached | 50.0% |
| Large apartment buildings | 8.5% |
| Mobile homes | 0.0% |
| Median rooms | 5.3 |
| Avg household size (owned) | 2.84 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.7% |
| 2010–2019 | 6.4% |
| 2000–2009 | 3.4% |
| 1990–1999 | 11.0% |
| 1980–1989 | 12.5% |
| 1970–1979 | 30.1% |
| 1960–1969 | 10.5% |
| 1950–1959 | 9.2% |
| 1940–1949 | 10.1% |
| 1939 or earlier | 6.2% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.9% |
| 1 bedroom | 30.1% |
| 2 bedrooms | 21.6% |
| 3 bedrooms | 24.0% |
| 4 bedrooms | 19.9% |
| 5+ bedrooms | 2.6% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.7% |
| 1 vehicle | 32.6% |
| 2 vehicles | 44.1% |
| 3 or more | 18.6% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 47.1% |
| Electricity | 17.7% |
| Propane / LP gas | 3.2% |
| Fuel oil | 28.3% |
| Wood | 2.0% |
| Solar | 0.3% |
| No fuel used | 0.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 2,697 | 47.3% |
| Cohabiting couple | 743 | 13.0% |
| Male householder, no spouse | 1,107 | 19.4% |
| Female householder, no spouse | 1,150 | 20.2% |
| Households with children under 18 | 1,899 | 33.3% |
| Households with seniors (65+) | 1,269 | 22.3% |
| Average household size | 2.47 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 34.9% | 30.8% |
| Married | 49.3% | 48.1% |
| Separated | 2.5% | 0.9% |
| Widowed | 4.1% | 5.3% |
| Divorced | 9.3% | 14.9% |
Education
Less than 9th grade
0.9%
Some HS, no diploma
5.1%
HS graduate
25.3%
Some college, no degree
17.6%
Associate's degree
8.5%
Bachelor's degree
25.3%
Graduate / professional
17.3%
| Metric | % |
|---|---|
| HS diploma or higher | 93.9% |
| Bachelor's or higher | 42.6% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 281 | 8.6% |
| Kindergarten | 180 | 5.5% |
| Elementary school | 1,133 | 34.7% |
| High school | 646 | 19.8% |
| College / grad school | 1,027 | 31.4% |
Employment
Industry of employment
Education & healthcare
22.6%
Retail trade
13.9%
Manufacturing
13.4%
Professional & management
11.1%
Finance & real estate
9.2%
Arts, food & hospitality
8.2%
Transportation & utilities
5.3%
Public administration
4.1%
Construction
4.0%
Other services
2.8%
Wholesale trade
2.4%
Information
1.9%
Agriculture & mining
1.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 45.7% |
| Service | 12.1% |
| Sales & office | 22.2% |
| Natural resources & construction | 6.7% |
| Production & transportation | 13.4% |
Employment type
| Type | % |
|---|---|
| Private sector | 83.2% |
| Government | 12.6% |
| Self-employed | 4.2% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 78.3% |
| Carpool | 7.2% |
| Public transit | 1.0% |
| Walk | 0.0% |
| Work from home | 13.1% |
| Other means | 0.4% |
| Avg commute (minutes) | 32.3 |
Poverty
All people
6.1%
Under 18 years
7.7%
18 and over
5.7%
Married-couple families
1.4%
Female-led households
20.2%
Income support
| Source | % of households |
|---|---|
| Social Security | 25.6% |
| Retirement income | 17.8% |
| Supplemental Security | 1.5% |
| Cash public assistance | 1.1% |
| Food stamps / SNAP | 5.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 22.9% |
| High blood pressure | 0.0% |
| High cholesterol | 0.0% |
| Diabetes | 7.2% |
| Heart disease | 4.4% |
| Stroke | 2.0% |
| Asthma | 8.5% |
| Arthritis | 16.9% |
| Kidney disease | 2.0% |
| Pulmonary disease | 4.4% |
| Cancer | 5.2% |
| Behavior / access | % |
|---|---|
| Smoking | 12.8% |
| Binge drinking | 18.2% |
| No physical activity | 16.4% |
| Less than 7 hrs sleep | 32.2% |
| Depression | 17.8% |
| Fair or poor health | 9.5% |
| Poor mental health | 14.1% |
| Poor physical health | 7.3% |
| No health insurance | 12.5% |
| Visited doctor (checkup) | 71.5% |
| Visited dentist | 70.4% |
| Cholesterol screening | 0.0% |
| Teeth loss | 9.4% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 483 | 4.4% |
| Disability | % |
|---|---|
| Any disability | 7.8% |
| Under 18 | 3.3% |
| 18–64 years | 6.2% |
| 65 and over | 26.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 79.9% |
| Public insurance | 24.3% |
| No insurance | 4.2% |
| Uninsured under 19 | 1.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 13,028 | 92.5% |
| Spanish | 1,019 | 7.8% |
| Other Indo-European | 652 | 5.0% |
| Asian & Pacific Islander | 306 | 2.3% |
| Other languages | 61 | 0.5% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 11,136 | 79.1% |
| Born in same state | 10,779 | 76.5% |
| Born in different state | 7,717 | 54.8% |
| Foreign born | 357 | 2.5% |
| Naturalized citizen | 2,947 | 20.9% |
| Not a US citizen | 1,932 | 65.6% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 1,787 | 12.7% |
| French | 884 | 6.3% |
| Arab | 417 | 3% |
| Polish | 137 | 1% |
| Ancestry | Count | % |
|---|---|---|
| English | 108 | 0.8% |
| German | 104 | 0.7% |
| Irish | 93 | 0.7% |
| Norwegian | 9 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 40.5% |
| Internet access | 95.7% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 07828
What city is ZIP code 07828 in?
ZIP code 07828 is primarily assigned to Budd Lake, New Jersey.
What county is ZIP code 07828 in?
ZIP code 07828 falls within Morris County, New Jersey.
What is the typical home value in ZIP code 07828?
The median home value in ZIP code 07828 is $386,000.
What is the population of ZIP code 07828?
ZIP code 07828 has an estimated population of 14,083 residents, with a density of 994 people per square mile.
What is the median household income in ZIP code 07828?
The median household income in ZIP code 07828 is $90,120, above the national median of ~$75,000.
What timezone is ZIP code 07828 in?
ZIP code 07828 observes the EST timezone.